Why do fees between merchants vary?

Calculating the relevant transaction fees of any merchant depends on various profiles. Potential risk, associated either with the merchant being a startup or operating within a high-risk sector, is an important influence of fees. Merchants with a track record of high turnover and low chargebacks, for example, normally enjoy lower fees. On the other hand, a small business which has issued numerous refunds or chargeback claims is likely to face high fees.

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